:root{
    --green:#0F6B4B;--green-dark:#0A4E37;--gold:#C8A24B;--gold-light:#E4C87A;
    --cream:#F8F5EE;--white:#FFFFFF;--text:#2E2E2E;--text-soft:#666666;--border:#E6E6E6;
    --grad-green:linear-gradient(135deg,#0F6B4B,#0A4E37);
    --grad-gold:linear-gradient(135deg,#C8A24B,#E4C87A);
  }
  *{box-sizing:border-box;margin:0;padding:0;}
  html{scroll-behavior:smooth;}
  body{font-family:'Poppins',sans-serif;color:var(--text);background:var(--white);line-height:1.7;-webkit-font-smoothing:antialiased;}
  h1,h2,h3,h4{font-family:'Amiri',serif;}
  a{text-decoration:none;color:inherit;}
  ul{list-style:none;}
  .container{max-width:1180px;margin:0 auto;padding:0 24px;}
  .eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;letter-spacing:2.5px;text-transform:uppercase;color:var(--green);font-weight:600;margin-bottom:14px;}
  .eyebrow::before{content:"";width:22px;height:1px;background:var(--gold);display:inline-block;}
  .btn{display:inline-flex;align-items:center;gap:8px;padding:14px 30px;border-radius:6px;font-weight:600;font-size:.95rem;letter-spacing:.3px;transition:.3s ease;border:1.5px solid transparent;cursor:pointer;}
  .btn-primary{background:var(--grad-green);color:var(--white);}
  .btn-primary:hover{background:var(--grad-gold);color:var(--green-dark);}

  /* HEADER */
  header{position:sticky;top:0;z-index:1000;background:var(--white);border-bottom:1px solid var(--border);}
  .navwrap{display:flex;align-items:center;justify-content:space-between;height:84px;position:relative;}
  .brand{display:flex;align-items:center;gap:12px;}
  .brand-mark{width:44px;height:44px;border-radius:50%;background:var(--grad-green);display:flex;align-items:center;justify-content:center;color:var(--gold-light);font-family:'Amiri',serif;font-size:22px;font-weight:700;flex-shrink:0;}
  .brand-text h1{font-size:1.25rem;color:var(--green-dark);line-height:1.1;}
  .brand-text span{font-size:.68rem;letter-spacing:2px;text-transform:uppercase;color:var(--text-soft);}
  nav.mainnav{display:flex;align-items:center;gap:38px;}
  nav.mainnav > ul{display:flex;gap:36px;align-items:center;}
  nav.mainnav > ul > li > a{font-size:.95rem;font-weight:500;color:var(--green-dark);position:relative;padding:6px 2px;display:inline-flex;align-items:center;gap:6px;}
  nav.mainnav > ul > li > a::after{content:"";position:absolute;left:0;bottom:-2px;width:0;height:2px;background:var(--gold);transition:width .25s ease;}
  nav.mainnav > ul > li > a:hover{color:var(--gold);}
  nav.mainnav > ul > li > a:hover::after{width:100%;}
  .caret{width:8px;height:8px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg);margin-top:-3px;transition:transform .2s;}
  .has-mega:hover .caret{transform:rotate(225deg);margin-top:3px;}
  .nav-cta{display:flex;align-items:center;}
  .menu-toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;}
  .menu-toggle span{width:26px;height:2px;background:var(--green-dark);}
  .has-mega{position:static;}
  .mega{position:absolute;left:0;right:0;top:100%;background:var(--white);border-top:1px solid var(--border);box-shadow:0 24px 40px -18px rgba(10,78,55,.18);display:grid;grid-template-columns:repeat(3,1fr) 260px;gap:0;opacity:0;visibility:hidden;transform:translateY(-8px);transition:.25s ease;}
  .has-mega:hover .mega{opacity:1;visibility:visible;transform:translateY(0);}
  .mega-col{padding:38px 34px;border-right:1px solid var(--border);}
  .mega-col:last-child{border-right:none;}
  .mega-col h4{font-family:'Poppins',sans-serif;font-size:.72rem;letter-spacing:2px;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:18px;}
  .mega-col ul li{margin-bottom:12px;}
  .mega-col ul li a{font-size:.92rem;color:var(--text);display:flex;flex-direction:column;gap:2px;}
  .mega-col ul li a strong{color:var(--green-dark);font-weight:600;}
  .mega-col ul li a small{color:var(--text-soft);font-size:.78rem;}
  .mega-col ul li a:hover strong{color:var(--gold);}
  .mega-feature{background:var(--cream);display:flex;flex-direction:column;justify-content:center;padding:38px;}
  .mega-feature h4{color:var(--green-dark);font-family:'Amiri',serif;font-size:1.25rem;margin-bottom:10px;}
  .mega-feature p{font-size:.86rem;color:var(--text-soft);margin-bottom:18px;}

  .breadcrumb{background:var(--cream);border-bottom:1px solid var(--border);padding:16px 0;}
  .breadcrumb .container{display:flex;gap:8px;align-items:center;font-size:.85rem;color:var(--text-soft);}
  .breadcrumb a{color:var(--green);font-weight:500;}
  .breadcrumb a:hover{color:var(--gold);}
  .breadcrumb span.sep{color:var(--gold);}
  .breadcrumb span.current{color:var(--text-soft);}

  .page-head{background:var(--cream);padding:56px 0 44px;text-align:center;}
  .page-head h1{font-size:2.2rem;color:var(--green-dark);margin-bottom:10px;}
  .page-head p{color:var(--text-soft);font-size:.9rem;}

  /* POLICY CONTENT */
  .policy{padding:70px 0 100px;}
  .policy-wrap{max-width:820px;margin:0 auto;}
  .policy-wrap > .intro{color:var(--text-soft);margin-bottom:40px;font-size:.98rem;}
  .policy-section{margin-bottom:38px;}
  .policy-section h2{font-size:1.3rem;color:var(--green-dark);margin-bottom:14px;display:flex;align-items:center;gap:12px;}
  .policy-section h2 .num{
    width:32px;height:32px;border-radius:8px;background:var(--grad-gold);color:var(--green-dark);
    font-family:'Poppins',sans-serif;font-size:.85rem;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0;
  }
  .policy-section p{color:var(--text-soft);margin-bottom:14px;font-size:.95rem;}
  .policy-section ul{margin:0 0 14px 0;display:grid;gap:10px;}
  .policy-section ul li{
    color:var(--text-soft);font-size:.93rem;padding-left:22px;position:relative;
  }
  .policy-section ul li::before{
    content:"";position:absolute;left:0;top:9px;width:8px;height:8px;border-radius:50%;background:var(--gold);
  }
  .policy-note{
    background:var(--cream);border:1px solid var(--border);border-radius:12px;padding:24px 26px;
    font-size:.88rem;color:var(--text-soft);margin-top:44px;
  }
  .policy-note strong{color:var(--green-dark);}

  /* FOOTER */
  footer{background:var(--green-dark);color:var(--white);padding:70px 0 0;}
  .footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:50px;padding-bottom:50px;border-bottom:1px solid rgba(255,255,255,.12);}
  .footer-brand .brand-text h1{color:var(--white);}
  .footer-brand p{color:rgba(255,255,255,.65);font-size:.88rem;margin:18px 0 22px;max-width:280px;}
  .social{display:flex;gap:10px;}
  .social a{width:36px;height:36px;border-radius:50%;border:1px solid rgba(255,255,255,.25);display:flex;align-items:center;justify-content:center;transition:.3s;}
  .social a:hover{background:var(--grad-gold);border-color:transparent;}
  .social a svg{width:16px;height:16px;stroke:var(--white);}
  footer h4{font-size:.85rem;letter-spacing:1.5px;text-transform:uppercase;color:var(--gold-light);margin-bottom:22px;}
  footer ul li{margin-bottom:12px;}
  footer ul li a{color:rgba(255,255,255,.75);font-size:.9rem;}
  footer ul li a:hover{color:var(--gold-light);}
  .footer-bottom{display:flex;justify-content:space-between;align-items:center;padding:26px 0;font-size:.82rem;color:rgba(255,255,255,.55);flex-wrap:wrap;gap:12px;}
  .footer-bottom a{color:var(--gold-light);}

  @media (max-width:960px){
    .mega{grid-template-columns:1fr 1fr;}
    .mega-feature{grid-column:1/-1;}
    .footer-grid{grid-template-columns:1fr 1fr;}
  }
  @media (max-width:720px){
    nav.mainnav > ul{position:absolute;top:84px;left:0;right:0;background:var(--white);flex-direction:column;align-items:flex-start;gap:0;box-shadow:0 20px 30px -18px rgba(10,78,55,.2);max-height:0;overflow:hidden;transition:max-height .3s ease;}
    nav.mainnav.open > ul{max-height:600px;}
    nav.mainnav > ul > li{width:100%;border-bottom:1px solid var(--border);}
    nav.mainnav > ul > li > a{padding:16px 24px;width:100%;}
    .mega{position:static;box-shadow:none;grid-template-columns:1fr;display:none;opacity:1;visibility:visible;transform:none;}
    .has-mega.open .mega{display:grid;}
    .mega-col{border-right:none;border-top:1px solid var(--border);padding:24px;}
    .menu-toggle{display:flex;}
    .footer-grid{grid-template-columns:1fr;}
  }